Message from Mike Meldrum founder and general manager of
The Mortgage Mine Limited

“Make the Banks compete for your business!!”

The press make us believe that the banks are not lending mortgage finance anymore but nothing could be further from the truth. Examples of these myths are that you need a 40% deposit whereas in reality some banks only require 5%. Indeed you can get a buy to let property with only a 20% deposit!

There are also many subtle differences between the banks and not just in their rates. Some lend higher multiples of salary, some have low fees and incentives deals, some banks accept customers who have only been employed for a day and some have even started lending to customers with poor credit records.

Don’t forget The Mortgage Mine has an extensive panel of secured loan lenders which can be excellent for managing those expensive credit cards or for those people who cannot borrow because their income is not easily provable.

So give us a call and make the banks work for you.

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